Illustrative dealA bungalow with a second chapter
$500,000Example loan amount
- After-repair value
- $800,000
- Loan / value
- 62.5%
- Example term
- 12 months
- Example closing
- 8 days
Bungalow renovations and investment property acquisitions. Start with your property, timeline and investment strategy.

For a St. Petersburg renovation, price the work that is specific to the building rather than using a cosmetic allowance alone. A realistic scope, insurance quote and property-specific flood review help make the financing conversation useful.
Hard Money Lenders Florida is Florida-based. This page is a service-area guide and does not imply a separate office in St. Petersburg.
Illustrative financing scenarios, not actual company closings or offers.
Illustrative dealExample loan amount
Explore an illustrative scenario. Change any assumption to see how it affects the estimate.
Illustrative estimates only. Default rates and leverage are assumptions, not offered terms. Actual proceeds, fees, underwriting and draw structures vary.
Discuss this scenario →Know what to expect before you take the next step.
Talk through your dealShare the address or ZIP code, property type, funding request, intended use and target closing date. Include structure and renovation scope.
Start with the online inquiry. This location page describes the market being discussed, not an office address.
Tell us about the property. Let’s get clear on what comes next.