Florida Ground-up construction

Ground-up construction financing.
Built around your deal.

From a ready site to a finished property. Explore a Florida investment-property scenario, run the numbers and share your plan.

Illustrative Florida florida ground-up construction property
Illustrative property photography
Who this is for

Start with the strategy.

Ground-up construction in Florida

Builders and investors developing residential investment property.

Separate land basis, hard costs, soft costs and contingency. A draw schedule should follow construction milestones, with interest assumptions tied to expected outstanding balances.

Have these ready
  • Plans
  • permit status
  • contractor agreement
  • line-item budget
  • schedule
  • land contract or deed

Program availability and terms are subject to review.

Private lenders for construction loans

Compare private construction funding by milestone.

For a Florida construction request, identify whether land acquisition and building costs belong in one facility or separate stages. Document land basis, plans, permit status, builder agreement, hard costs, soft costs and contingency.

Ask how inspections, draw approvals and reimbursements work. Match the interest-carry model to anticipated outstanding balances, then test a slower draw schedule and a later completion date. Confirm the repayment or refinance plan before relying on the projected completed value.

Compare written financing proposals
Plan your financing

Move the sliders.
See the numbers.

Explore an illustrative scenario. Change any assumption to see how it affects the estimate.

Your scenario

Illustrative estimates only. Default rates and leverage are assumptions, not offered terms. Actual proceeds, fees, underwriting and draw structures vary.

Discuss this scenario →
Example financing scenarios

See a relevant financing scenario.

Illustrative financing scenarios, not actual company closings or offers.

What to expect

A clear conversation from the start.

Understand the next step

Discuss the information needed to review your property and financing request.

Review the numbers

Talk through costs, conditions and the proposed repayment plan before making a decision.

Good questions

Questions about ground-up construction?

Know what to expect before you take the next step.

Talk through your deal
Is this a loan quote?

No. Calculator outputs and example deals are illustrations. A loan request must be reviewed before any offer is made.

What will the team need to review?

Plans; permit status; contractor agreement; line-item budget; schedule; land contract or deed.

Can a Florida deal close in 48 hours?

Funding depends on approval, complete documentation and closing readiness. A target is not a guaranteed closing time.

Your next move
starts here.

Tell us about the property. Let’s get clear on what comes next.

Submit your deal
Submit your deal