Florida Fix & flip

Fix & flip financing.
Built around your deal.

Buy the potential. Fund the transformation. Explore a Florida investment-property scenario, run the numbers and share your plan.

Illustrative Florida florida fix & flip property
Illustrative property photography
Who this is for

Start with the strategy.

Fix & flip in Florida

Investors purchasing and renovating a property for resale.

Build the renovation scope around comparable completed sales. Separate the purchase advance from the rehab holdback, then budget for draws, carrying costs and the sale.

Have these ready
  • Purchase contract
  • itemized renovation budget
  • comparable sales
  • experience summary

Program availability and terms are subject to review.

Florida fix-and-flip loans

Plan the purchase advance and the rehab draws.

A fix-and-flip loan request should show the purchase price, itemized repairs, expected hold and supported resale value separately. Ask which costs the initial advance covers, how rehabilitation funds are released and whether interest applies to the committed or drawn balance.

Use a property-specific insurance estimate and include taxes, utilities, selling costs and contingency. Compare an on-time sale with a delayed exit before deciding how much cash the project needs.

Prepare your first renovation loan
Plan your financing

Move the sliders.
See the numbers.

Explore an illustrative scenario. Change any assumption to see how it affects the estimate.

Your scenario

Illustrative estimates only. Default rates and leverage are assumptions, not offered terms. Actual proceeds, fees, underwriting and draw structures vary.

Discuss this scenario →
Example financing scenarios

See a relevant financing scenario.

Illustrative financing scenarios, not actual company closings or offers.

What to expect

A clear conversation from the start.

Understand the next step

Discuss the information needed to review your property and financing request.

Review the numbers

Talk through costs, conditions and the proposed repayment plan before making a decision.

Good questions

Questions about fix & flip?

Know what to expect before you take the next step.

Talk through your deal
Is this a loan quote?

No. Calculator outputs and example deals are illustrations. A loan request must be reviewed before any offer is made.

What will the team need to review?

Purchase contract; itemized renovation budget; comparable sales; experience summary.

Can a Florida deal close in 48 hours?

Funding depends on approval, complete documentation and closing readiness. A target is not a guaranteed closing time.

Your next move
starts here.

Tell us about the property. Let’s get clear on what comes next.

Submit your deal
Submit your deal