# Florida Investment Property Financing Examples

> Explore eight illustrative Florida financing scenarios from $500,000 to $5 million. Illustrative scenarios for investment-property planning.

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**Illustrative examples only. These are not verified company closings, testimonials or offers.**

Example financing scenarios

## Real estate. Real possibilities.

Explore the shape of a Florida deal, from a $500,000 renovation loan to a $5 million luxury bridge scenario.

These examples illustrate possible financing structures, not actual company closings. Property photos are illustrative.

Florida scenarios

## Explore the deal gallery.

Loan strategy Florida city

8 illustrative deals

[Illustrative deal](https://hardmoneylendersflorida.net/deal-tampa-bungalow)

Tampa, FL · Fix & flip

### [A bungalow with a second chapter](https://hardmoneylendersflorida.net/deal-tampa-bungalow)

**$500,000**

Example loan amount

- **After-repair value**: $800,000

- **Loan / value**: 62.5%

- **Example term**: 12 months

- **Example closing**: 8 days

[View the scenario](https://hardmoneylendersflorida.net/deal-tampa-bungalow)

[Illustrative deal](https://hardmoneylendersflorida.net/deal-orlando-rental)

Orlando, FL · DSCR rental

### [A long-term rental, ready for its next owner](https://hardmoneylendersflorida.net/deal-orlando-rental)

**$700,000**

Example loan amount

- **Property value**: $950,000

- **Loan / value**: 73.7%

- **Example term**: 30 years

- **Example closing**: 21 days

[View the scenario](https://hardmoneylendersflorida.net/deal-orlando-rental)

[Illustrative deal](https://hardmoneylendersflorida.net/deal-jacksonville-duplex)

Jacksonville, FL · Rental portfolio

### [Two rental units. One financing plan.](https://hardmoneylendersflorida.net/deal-jacksonville-duplex)

**$750,000**

Example loan amount

- **Property value**: $1,100,000

- **Loan / value**: 68.2%

- **Example term**: 30 years

- **Example closing**: 24 days

[View the scenario](https://hardmoneylendersflorida.net/deal-jacksonville-duplex)

[Illustrative deal](https://hardmoneylendersflorida.net/deal-west-palm-equity)

West Palm Beach, FL · Cash-out refinance

### [Equity for the next acquisition](https://hardmoneylendersflorida.net/deal-west-palm-equity)

**$1,800,000**

Example loan amount

- **Property value**: $2,800,000

- **Loan / value**: 64.3%

- **Example term**: 12 months

- **Example closing**: 10 days

[View the scenario](https://hardmoneylendersflorida.net/deal-west-palm-equity)

[Illustrative deal](https://hardmoneylendersflorida.net/deal-naples-new-build)

Naples, FL · Ground-up construction

### [A new coastal home takes shape](https://hardmoneylendersflorida.net/deal-naples-new-build)

**$2,200,000**

Example loan amount

- **Completed value**: $3,500,000

- **Loan / value**: 62.9%

- **Example term**: 18 months

- **Example closing**: 18 days

[View the scenario](https://hardmoneylendersflorida.net/deal-naples-new-build)

[Illustrative deal](https://hardmoneylendersflorida.net/deal-fort-lauderdale-apartments)

Fort Lauderdale, FL · Multifamily

### [A courtyard community, repositioned](https://hardmoneylendersflorida.net/deal-fort-lauderdale-apartments)

**$2,800,000**

Example loan amount

- **Stabilized value**: $4,000,000

- **Loan / value**: 70.0%

- **Example term**: 24 months

- **Example closing**: 25 days

[View the scenario](https://hardmoneylendersflorida.net/deal-fort-lauderdale-apartments)

[Illustrative deal](https://hardmoneylendersflorida.net/deal-tampa-retail)

Tampa, FL · Commercial property

### [A neighborhood retail opportunity](https://hardmoneylendersflorida.net/deal-tampa-retail)

**$3,250,000**

Example loan amount

- **Stabilized value**: $5,000,000

- **Loan / value**: 65.0%

- **Example term**: 24 months

- **Example closing**: 28 days

[View the scenario](https://hardmoneylendersflorida.net/deal-tampa-retail)

[Illustrative deal](https://hardmoneylendersflorida.net/deal-miami-waterfront)

Miami, FL · Bridge loans

### [A waterfront acquisition with room to move](https://hardmoneylendersflorida.net/deal-miami-waterfront)

**$5,000,000**

Example loan amount

- **Purchase / property value**: $7,500,000

- **Loan / value**: 66.7%

- **Example term**: 12 months

- **Example closing**: 12 days

[View the scenario](https://hardmoneylendersflorida.net/deal-miami-waterfront)

## Your next move starts here.

Tell us about the property. Let’s get clear on what comes next.

[Submit your deal](https://hardmoneylendersflorida.net/submit-your-deal)

## Site-wide context

Funding is subject to underwriting, approval, complete documentation and closing readiness. Availability and terms depend on the property, location and transaction. A 48-hour target is not a guaranteed funding commitment. Calculator figures and deal examples are illustrative, not offered terms or actual company closings. Property and people photography does not depict actual staff, borrowers or funded transactions.