# $2,200,000 Naples Ground-up construction

> Illustrative luxury single-family construction financing in Naples, Florida. Explore the sample loan, value, cost structure and planned exit.

Canonical page: https://hardmoneylendersflorida.net/deal-naples-new-build

Reading copy generated: 2026-10-06. Content follows the public page; navigation, images and interactive controls are omitted.

**Illustrative examples only. These are not verified company closings, testimonials or offers.**

Naples, Florida

## A new coastal home takes shape

Luxury single-family construction · Ground-up construction

[Discuss your Florida deal](https://hardmoneylendersflorida.net/submit-your-deal) [Explore the numbers](https://hardmoneylendersflorida.net/#calculator)

Illustrative property photography

Illustrative transaction

## The scenario, by the numbers.

Loan commitment **$2,200,000**

Completed value **$3,500,000**

Project / purchase basis **$2,800,000**

Loan / stated value **62.9%**

Loan / project cost **78.6%**

Example term **18 months**

Example closing time **18 days**

Amounts, timing and outcomes are hypothetical examples. Project basis excludes unlisted financing and selling costs. Ratios use the stated valuation basis.

Deal story

## The property. The plan. The exit.

### The opportunity

An illustrative Naples project combines an $800,000 land basis with a $2 million construction and soft-cost budget. The $2.2 million commitment is released according to an agreed funding and draw structure.

### The planned exit

Complete construction and sell. The image represents a construction-stage concept.

Explore a similar scenario

### Ground-up construction

See the program overview, planning checklist and calculator.

[Explore the program](https://hardmoneylendersflorida.net/florida-ground-up-construction-loans) [Explore Naples](https://hardmoneylendersflorida.net/naples-hard-money-loans)

Plan your financing

## Move the sliders. See the numbers.

Explore an illustrative scenario. Change any assumption to see how it affects the estimate.

Interactive calculator: [read the calculation methods and assumptions](https://hardmoneylendersflorida.net/calculator-methodology.md), or [use the calculator](https://hardmoneylendersflorida.net/calculators). Outputs are illustrative estimates, not loan quotes.

## Your next move starts here.

Tell us about the property. Let’s get clear on what comes next.

[Submit your deal](https://hardmoneylendersflorida.net/submit-your-deal)

## Site-wide context

Funding is subject to underwriting, approval, complete documentation and closing readiness. Availability and terms depend on the property, location and transaction. A 48-hour target is not a guaranteed funding commitment. Calculator figures and deal examples are illustrative, not offered terms or actual company closings. Property and people photography does not depict actual staff, borrowers or funded transactions.